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The following terms and
conditions (“Terms and Conditions”)
govern the use of
Chicago
Coupons
Web site (the “Site”). The Site is
provided by ITSOL, Inc. (the "Site
Proprietor" or “we”). If you do not
agree to these Terms and Conditions,
DO NOT access or otherwise use the
Site. BY USING THIS SITE, YOU ACCEPT
AND AGREE TO ALL TERMS AND
CONDITIONS AS APPLIED TO YOUR USE OF
THIS SITE. From time to time we may
change Terms and Conditions and at
any time without notice to you, by
posting such changes on the Site. By
using the Site you agree to be bound
by any such modifications to the
Terms and Conditions.
You may only use the Site if you
are domiciled in the United States
and you are 18 years old or older.
SERVICES AVAILABLE ON THE
SITE
The purpose of the Site is to
provide consumers with ability to
receive comparative insurance
quotations from the nationwide
network of insurance agents, brokers
and other licensed insurance
providers (Providers), based on the
information you have provided. Each
Provider may have one or numerous
companies with which they will
provide you with the most
competitive quote. Once you have
provided us with the information
needed, by sufficiently completing
an appropriate online form, we will
refer that information to Providers
which then may contact you directly
if they are able to provide you with
a quotation for insurance coverage.
From time to time these Providers
may ask for additional information
they may need to obtain an accurate
quote. By comparing up to five most
competitive quotes received from up
to three Provides, you will be able
to select most competitive quotes
offered by thousands of insurance
companies. In the event that we do
not have sufficient participation on
our network in your area, you may
receive less than five offers.
We are not an insurance company
and do not issue insurance contracts
or bind coverage. We do not endorse
or recommend any companies or
insurance policies and we do not
provide insurance, tax or financial
advice. We do not guarantee that any
of the insurance agents, brokers
and/or companies to whom we may
forward your information will
contact you or agree to provide you
coverage. We are not responsible in
any way, for the conduct of the
insurance agents, brokers or
companies to whom we forward your
insurance quotation requests. If you
need personal advice, explanation of
coverage, assessment of needs or
specific policy recommendations,
consult with a Licensed insurance
agent, broker, or other qualified
professional. We reserve all the
rights to our Site contents, and may
at our discretion change the
contents of the Site, or restrict
access to certain sections of the
Site, or to discontinue any aspect
of the Site, including, but not
limited to content, features, hours
of availability, without notice or
penalty.
THERE IS NO CHARGE TO YOU
FOR USE OF THE SITE.
USER INFORMATION
While using the Site, you may be
asked to provide, or choose to
provide on your own, information
(hereinafter “User Information”).
The User Information you submit to
us in order to receive insurance
quotations and not in any other
manner. Our information collection
and use policies with respect to the
privacy of personal information,
with the exception of testimonials,
which may be used to advertise our
Site, are set forth in our Privacy
Policy section, which is
incorporated herein by reference for
all purposes. Please read our
Privacy Policy before submitting
your User Information. You
acknowledge and agree that you are
solely responsible for the accuracy
and content of the User Information.
We will not display, disclose, sell,
refer, share or otherwise give
access to your personal private User
Information, accept as for the
purpose of providing insurance
quotation as set forth in the Term
and Conditions of this Agreement. We
reserve the right to refuse to post
or to remove any User Information,
in whole or in part, that, in our
sole view, are unlawful,
unacceptable, undesirable,
inappropriate or is in violation of
these Terms and Conditions.
3. “For Providers”
Section. By registering and
receiving User Information Provider
agreed to adhere to the same Privacy
Policy as we do, with regards to the
User Information referred to you by
us for the expressed purpose of
providing insurance quotations.
Provider agreed to delete, all user
information received, after the
contact with the User is established
and used for appropriate purpose as
set forth in the body of this
Agreement, except for information
stored in connection with the
purchase of insurance policy sold as
a result of our referrals. The
password-protected portions of the
Site is governed by these Terms and
Conditions and the Agreement between
the ITSOL Inc. (the Proprietor) and
you (the Provider) to which the
Proprietor issues the Site's
password.
4. Proprietary Rights.
Any and all content, code, data or
materials of the Site used by you
does not grant to you ownership on
the Site and is owned by the Site
Proprietor ITSOL Inc., which owns
solely and exclusively, including
but limited to, all rights, title
interest, graphics, data, the look
and feel, design and organization of
the Site, and the compilation of the
content, code, data and materials on
the Site, including but not limited
to all intellectual property and
proprietary rights therein. Your
rights are limited to viewing the
content on the Site on your
internet-compatible device and make
single copies or prints of the
content on the User Information
displayed for your use it for solely
for the purpose it was sent to you,
and not for other commercial use. To
us,e copy, reproduce, distribute or
exploit any content, code, data or
materials on the Site otherwise, may
be in violation of copyright and
other laws of the United States, as
well as applicable state laws for
such unauthorized use. Our trade
name, trademarks, service marks and
logo are copyright protected and are
not to be used, copied or reproduced
by anyone without the expressed and
signed written agreement. Any third
party's marks, logos etc., which may
appear on the Site are the property
of their respective owners and can
not be used without their written
consent.
5. User agree
that, the User Information referred
to you by this Site shall not be
used in any way other than intended.
Your conduct with regards to persons
who's information you received for
the above expressed purpose shall
not be used in unlawful,
threatening, harassing, tortuous,
defamatory, vulgar, obscene,
libelous, deceptive, fraudulent way.
No material should be posted or
transmitted to the Site that contain
explicit, or graphic depictions of
accounts of sexual nature (including
language of a violent or threatening
nature directed at another
individual or group of individuals).
Any act toward a any person, who's
information was obtained through
this Site, including invasive, or
hateful, behavior, or conduct, would
constitute a criminal offense or
give rise to criminal and civil
liability. Any transmission to our
Site or to a referredby the Site
individual's computer, that contain
a virus or other harmful component,
or false or misleading indications
or statements of fact, will serve as
cause of actions (including, but not
limited to) immediate termination of
the Provider relationships.
6. You also
warrant and agree that you shall
not: engage in spamming, flooding,
harvesting of e-mail addresses or
other personal information,
"database spidering," or any other
activity with the purpose other than
expressed and agree to, or send
chain letters. You agree that you
will not use the Site in any manner
that could damage, disable,
overburden, or impair the Site or
interfere with any other party's use
and enjoyment of the Site.
7. You agree to
defend, indemnify and hold the Site
Proprietor and its directors,
officers, employees, agents and
affiliates harmless from any and all
claims, liabilities, costs and
expenses, including reasonable
attorneys' fees, arising in any way
from your misuse of the Site, your
placement or transmission of any
message, content, information,
software or other materials through
the Site, or your breach or
violation of the law or of these
Terms and Conditions.
8. Account and Password.
When you established an account on
the Site we may issue a password
with a user name to be kept in
strict confidentiality. You are
responsible for all and any activity
on your account and password. You
shall immediately notify us of any
unauthorized use of your password or
account and be sure to exit from
your account at the end of each
login. It is your responsibility to
control access to and use of your
account and safekeeping of password
and dissemination to other providers
in your office who way access under
your account name and password. We
will not be responsible or liable
for any loss or damage arising from
your failure to comply with this
provision.
9. DISCLAIMER OF
WARRANTIES. WE HEREBY
DISCLAIM ANY WARRANTIES THAT, MAY
EXPRESS OR IMPLY THAT THE SITE OR
THE SERVICES, OR FUNCTIONS,
CONTAINED THEREIN WILL BE TIMELY,
SECURE, UNINTERRUPTED OR ERROR FREE.
WHILE WE WILL ATTEMPT TO CORRECT ANY
ERRORS OR DEFECTS OF .THE SITE IN A
TIMELY MANNER, NO GUARANTY OF: NON
INTERRUPTION, DELIVERY OF EMAIL, OR
ACCESS TO THE SITE AT ALL TIMES,
WITHOUT ERRORS.. ALL THE SERVICES ON
THIS SITE ARE PROVIDED "AS IS," AND
“AS AVAILABLE”, WITHOUT WARRANTY OF
ANY KIND, EITHER EXPRESS OR IMPLIED,
INCLUDING, WITHOUT LIMITATION,
ACCESS TO DATA, DATA PROCESSING
FUNCTIONS, OR ACCURACY, USEFULNESS
OF CONTENT, OR LOSS OF INFORMATION.
YOU ARE RESPONSIBLE FOR MAINTAINING
ALL USER SUBMITTED INFORMATION AND
SHOULD RETAIN ALL SUCH DATA AND
INFORMATION IN YOUR OWN RECORDS FOR
USE IN THE EVENT THAT THE SITE FAILS
OR IS ACCESS IS UNAVAILABLE, OR THE
DATA OR INFORMATION IS CORRUPTED OR
LOST. WARRANTIES OF
NON-INFRINGEMENT, MERCHANTABILITY OR
FITNESS FOR A PARTICULAR PURPOSE ARE
DISCLAIMED HEREBY. IF ANY TERM OR
STATEMENT FOUND HEREIN MAKE YOU
RELUCTANT OR DISSATISFIED WITH THE
USE OF THE SITE, WE RECOMMEND TO
EXIT AND TO DISCONTINUE USING THE
SITE. WE DISCLAIM ANY AND ALL
LIABILITY IN THE EVENT THE SITE
PROPRIETOR/S OR ANY OF DIRECTORS,
OFFICERS, EMPLOYEES, AGENTS,
AFFILIATES, OR PROVIDERS OF CONTENT
OR A SERVICE ARE VIEWED LIABLE FOR
ANY DIRECT, INDIRECT, CONTRIBUTIVE,
CONSEQUENTIAL, OR PUNITIVE DAMAGES
ARISING FROM, OR DIRECTLY OR
INDIRECTLY RELATED TO USE OF, OR THE
INABILITY TO USE THE SITE'S, OR ITS
CONTENT, MATERIALS, FUNCTIONS OR
APPLICATIONS, INCLUDING, WITHOUT
LIMITATION, LOSS OF REVENUE, OR
ANTICIPATED OR PERCEIVED PROFITS OR
LOST BUSINESS OR LOST SALES.
10. Laws. The
Terms and Conditions and the
relationship between you and us
shall be governed by the laws of the
State of California without regard
to any conflict of legal provisions.
You agree that any use of action
that may arise under the Terms and
Conditions shall be commenced and be
heard in the appropriate court in
the State of California and submit
to the personal and exclusive
jurisdiction of the courts located
within the State of California. Our
failure to exercise or enforce any
right or provision of the Terms and
Conditions shall not constitute a
waiver of such right or provision.
If any provision of the Terms and
Conditions is found by a court of
competent jurisdiction to be
invalid, the parties nevertheless
agree that the court should endeavor
to consider the parties' intentions
as hereby reflected in the provision
the Terms and Conditions, and other
uneffected provisions to remain in
full force and effect. You agree
that regardless of any statute or
law to the contrary, any claim or
cause of action by you arising out
of or related to use of the Site or
the Terms and Conditions must be
filed by you within one (1) year
after such claim or cause of action
arose or be barred forever.
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